Free trading tools
Trading Account Growth Calculator
See how your trading account could grow over time with returns, deposits and inflation.
Best for
Long-term account planning with deposits and inflation included.
What you get
Future balance, total deposits, interest earned, inflation-adjusted value and a growth chart.
Not for
Predicting guaranteed trading returns.
Formula
The calculator applies your selected return rate over time, adds deposits on your chosen schedule and shows the balance before and after inflation.
Example
A $5,000 account growing at 10% per year for 10 years becomes about $13,535 before deposits and inflation.
Hexaplan verdict
Useful for planning. Not a forecast.
How account growth works
Account growth depends on your starting balance, return rate, deposits and time. This calculator shows the difference between your nominal balance and inflation-adjusted value, so you can see both the headline number and the estimated buying power.
Compound growth means returns are reinvested over time. In trading, this only works if risk is controlled well enough to survive losing streaks and drawdowns.
How to use this calculator
- Enter your starting balance.
- Choose a return rate and period.
- Select how often returns compound.
- Add deposits if you plan to add money over time.
- Add inflation if you want to see real value.
- Compare future balance, total deposits and interest earned.
Common mistakes
- Using an unrealistic return rate.
- Ignoring drawdowns and losing streaks.
- Forgetting fees, spreads and slippage.
- Assuming deposits will always continue.
- Increasing risk just to reach a target.
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FAQ
Does this predict my future trading results?
No. It is only a planning tool. Real trading results are never smooth and can change a lot because of losses, fees and mistakes.
What return rate should I use?
Use a realistic rate that still makes sense after losses, fees, spreads and inactive periods.
Why does inflation matter?
Inflation shows the estimated buying power of your future balance, not only the headline account value.